For more than three decades, I have spoken thousands of times to churches across the country about biblical financial stewardship principles. I have also counseled tens of thousands, if not hundreds of thousands, of individuals across the country about how to be good stewards of the resources that they have been given. As a result, I have come to learn that most people don’t know much about money, especially when it comes to how to invest properly for retirement.

As Anthony clearly delineates, there is a significant difference as to how you should be invested in the accumulation phase of life compared to the distribution phase of life once you retire. You only get one shot at retirement, and it is the most expensive purchase that you will ever make so you cannot afford to make a mistake. If you want to do it right the first time, you must have a plan.

In the pages that follow, Anthony shares what you need to know to successfully develop that plan and sidestep the many potholes that lay ahead of you in retirement. Among other things, you will learn how to invest properly for the phase of life that you’re in, when to file for Social Security, how to protect your loved ones in case of a long-term illness, and how to invest for the income you need in retirement without having to “spend down” your principal.

If you are in or near retirement, I recommend that you read this book.

James Rickard
Former Chairman of the Board for The Master’s University (www.masters.edu) and founder of Stewardship Services Foundation in Newhall, California (www.ssfoundation.net)

As a three-time Emmy Award winner, I knew how to make money; I just didn’t know what to do with it afterwards. In his book, Anthony emphasizes that what you don’t know about retirement can hurt you. When I met Anthony and the Providence Financial team, I knew absolutely nothing about retirement.

Anthony has the heart of a teacher. By reading his book, you will learn what you need to know to be able to retire successfully. It’s not what you do know that will hurt you; it’s what you don’t know. I would encourage you to read this book and get the knowledge you need to have peace of mind in retirement like I do.

Linda Henrikson
Three-time Emmy Award winner for costume design

We joined the Providence Financial team in 2006 because we were on the brink of retirement and couldn’t afford to make any mistakes as my wife was going through a tough battle with cancer (which thankfully she won). Over the years, Anthony has taught us the same principles that he outlines in his book. Because we have followed these principles, we are able to enjoy retirement knowing that the income we are getting from our investments will last as long as we do. If you are about to retire, you need to read this book to ensure that you don’t make any critical mistakes.

Michael Aviles
Businessman

As a Los Angeles City firefighter, I underwent rigorous training because making one mistake may cause someone to lose their life. As I approached the end of my career, I realized that I had no training when it came to retirement planning. I also knew that a mistake may cost us our financial lives. Over the last decade, Anthony has discussed many of the topics in his book with us. As I read it, it dawned on me that this book is a training manual for retirement. You will learn what you need to know to retire with confidence so that you can sleep well at night.

Stephen Norris
Retired Los Angeles City Firefighter

Anthony has always believed that a financial plan is not complete without an estate plan. We signed up for our Living Trust with Anthony over a decade ago while attending a seminar that his firm was giving and it was through this that we became clients. In his book, Anthony dedicates an entire chapter to the discussion of estate planning. You will learn what you need to know to make sure that the assets you’ve worked hard for go to those whom you love instead of those whom the court chooses.

Bill and Charline Capps